Atlas

We were founded in 2019 following the merger of
CaixaBank Payments, CaixaBank Consumer Finance, PromoCaixa and
more than 20 national and international subsidiaries with the
aim of adding more value for our customers.

Our disruptive vision has enabled us to offer new
payment methods and innovative financial solutions,
making us leaders in the banking sector.

Fabrick is a European Open Platform, which empowers businesses to transform their end-to-end value chain through modular, easy-to-integrate and future-ready Open Finance solutions. By offering PSD2 services – such as data aggregation, payment initiation, advanced credit scoring, personal and business financial management – combined on its platform with: payment orchestration services, payment acceptance, collecting, split payments, reconciliation and digital lending, Fabrick addresses different use cases, enabling businesses from any sector to embed payment and banking services seamlessly into their products through APIs.

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).

As an intermediary payment service provider, VietUnion provides a wide range of services and products to facilitate payments in Vietnam, such as

(1) Bill payments for utility bills, tuition fees, insurance bills, public fees,
credit card bills, and monthly installments;
(2) E-wallet;
(3) Payment gateway;
(4) Self-serviced kiosks;
(5) Mobile POS (PaymPOS);
(6) Online purchases with payment at stores;
(7) Pick up and Drop off items at stores.

VietUnion’s services and solutions cover both banked and unbanked customers via online channels and
physical stores.

We are a leading international banking group, with a presence in 53 of the world’s most dynamic markets and serving clients in a further 64. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, here for good.

Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.

Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.

We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.

With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.

ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.

In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.

AKÖde Elektronik Para ve Ödeme Hizmetleri A.Ş. (“AKÖde”) is a 100% subsidiary of Akbank and operates as an e-money company. It has the license to provide payment services and issue electronic money in accordance with Law No. 6493. AKÖde’s first product and brand, Tosla, was launched in September 2019 as an app that rewards users when making payments. Tosla allows users to meet their financial needs easily and quickly, without the need to be a bank customer, inviting everyone into its advantageous world.

Since 2022, AKÖde has also been providing payment service solutions for businesses, SMEs, and corporate firms. With Tosla İşim, business owners can start receiving payments on the same day through a completely digital application; they can grow their businesses with a single integration and without transaction fees. Whether your business is large or small, Tosla İşim payment solutions are here to support you.

A-Tono Payment Institute is the Payment Institute authorized by the Bank of Italy, providing innovative and highly customizable digital payment services, enhancing the purchasing experience and funds transfer between individuals, companies, and public administrations.

As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.

Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.

Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.

Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:

• A mid-sized or large company looking to optimize your customer invoice collection,
• A startup needing innovative features to collect your online payments,
• Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,

You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.

As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services.

Norion Bank Group is a business-oriented Nordic financing bank. The Group’s brands – Norion Bank, Walley and Collector – offer customized financing solutions that meet distinct needs in three customer segments: medium-sized corporates and real estate companies, merchants, and private individuals. As a specialist in financing solutions, Norion Bank Group is a leading complement to traditional large banks, with a vision of being the leading Nordic financing bank in its chosen segments.

Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.

Payments Lab, operator of the payment gateway dpay, is a dynamic payment institution operating in Poland. Join us and take advantage of innovative payment solutions today!

epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.