Atlas
Discover
We are Discover. As one of the most recognized brands in U.S. financial services, we create solutions that connect people to commerce in more rewarding ways.
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.
The Discover Network provides card acceptance at millions of businesses and cash access locations. We operate the ATM debit network, PULSE; and Diners Club International has acceptance in more than 185 countries and territories.
We are Discover. As one of the most recognized brands in U.S. financial services, we create solutions that connect people to commerce in more rewarding ways.
Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.
The Discover Network provides card acceptance at millions of businesses and cash access locations. We operate the ATM debit network, PULSE; and Diners Club International has acceptance in more than 185 countries and territories.
Openmoney
Figuring out the best ways to use your money isn’t always easy, so it makes sense to seek advice from professionals. But that advice usually comes at a price and can be time consuming.
At OpenMoney we want to help you make the right decisions with your money, and make sure that these services are accessible to everyone!
We will give anyone who comes to us honest and expert advice, and because of our extensive use of technology we’re able to keep costs very low.
Financial advice for all.
Figuring out the best ways to use your money isn’t always easy, so it makes sense to seek advice from professionals. But that advice usually comes at a price and can be time consuming.
At OpenMoney we want to help you make the right decisions with your money, and make sure that these services are accessible to everyone!
We will give anyone who comes to us honest and expert advice, and because of our extensive use of technology we’re able to keep costs very low.
Financial advice for all.
Pay-quik
PayQuik was started by a group of dedicated entrepreneurs with extensive money transfer experience. After spending over 20 years working at traditional money transfer companies we saw a lot of problems – to put it simply, the majority of money transfer companies have not moved with modern technology and consumer habits. We knew we could do better and so PayQuik was born.
PayQuik was started by a group of dedicated entrepreneurs with extensive money transfer experience. After spending over 20 years working at traditional money transfer companies we saw a lot of problems – to put it simply, the majority of money transfer companies have not moved with modern technology and consumer habits. We knew we could do better and so PayQuik was born.
Privat3money
Privat 3 Money is an FCA regulated fintech company established to provide premier finance and wealth solutions for both private clients and corporations.
We offer a frictionless account opening process and access to a state-of-the-art platform. Our customers have access to multi-currency accounts, exclusive metal debit cards and competitive FX rates, as well as our new and exciting trading platform. With the ability to process payments in real time in the UK, USA, and Europe as well as cross border payment facilities, Privat 3 Money is the ultimate solution for the discerning global customer needing a seamless, bespoke and private financial solution.
Privat 3 Money is an FCA regulated fintech company established to provide premier finance and wealth solutions for both private clients and corporations.
We offer a frictionless account opening process and access to a state-of-the-art platform. Our customers have access to multi-currency accounts, exclusive metal debit cards and competitive FX rates, as well as our new and exciting trading platform. With the ability to process payments in real time in the UK, USA, and Europe as well as cross border payment facilities, Privat 3 Money is the ultimate solution for the discerning global customer needing a seamless, bespoke and private financial solution.
ResursBank
Resurs is a leading Nordic bank with a simple philosophy: We want to create balance in people’s everyday finances. Based on that foundation, we develop offers and services within loans, savings, and payments for retail and e-commerce—services that are rooted in people’s lives and daily routines, and that create long-term value for our customers. And for society.
Today, we have a customer base of just over 6 million private individuals and 615 employees across the Nordic region.
Resurs is a leading Nordic bank with a simple philosophy: We want to create balance in people’s everyday finances. Based on that foundation, we develop offers and services within loans, savings, and payments for retail and e-commerce—services that are rooted in people’s lives and daily routines, and that create long-term value for our customers. And for society.
Today, we have a customer base of just over 6 million private individuals and 615 employees across the Nordic region.
Rewire
Remitly Israel (formerly Rewire) is shaping the way international workers manage their finances. By harnessing the power of innovative technology, Remitly is able to provide an online cross-border financial services platform that answers to the unique needs of migrants worldwide.
With full transparency, effortlessness, and a fair financial system for everyone, Remitly is playing an important role in promoting financial inclusion.
Remitly Israel (formerly Rewire) is shaping the way international workers manage their finances. By harnessing the power of innovative technology, Remitly is able to provide an online cross-border financial services platform that answers to the unique needs of migrants worldwide.
With full transparency, effortlessness, and a fair financial system for everyone, Remitly is playing an important role in promoting financial inclusion.
Spendee
Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. See your money analyzed and expressed as informative and easy-to-read infographics.
Spendee gives you the power of unique data analysis in an adaptable environment that automatically and thoroughly analyzes your income and expenses, giving you intelligent advice on how to make the most of your money. See your money analyzed and expressed as informative and easy-to-read infographics.
Tellow
Over 100,000+ Freelancers, entrepreneurs and self-employed professionals across the Netherlands trust Tellow by Ageras for the bookkeeping and accounting needs. The powerful bookkeeping tool is built for making life easy for entrepreneurs & freelancers. Time is money and Tellow makes running a business finance easy, on any device.
Using the mobile or web apps, users can create invoices and quotations, send them out and track their payments. For expense management, Tellow offers a top of the line solution which automatically processes, digitally stores and categorizes all user receipts. By linking their bank account, users can reconcile their transactions with ease.
Tellow has unique integrations with the Dutch tax authorities for both VAT and Income Tax, enabling users to automatically file their statements in a few clicks without leaving the app.
Over 100,000+ Freelancers, entrepreneurs and self-employed professionals across the Netherlands trust Tellow by Ageras for the bookkeeping and accounting needs. The powerful bookkeeping tool is built for making life easy for entrepreneurs & freelancers. Time is money and Tellow makes running a business finance easy, on any device.
Using the mobile or web apps, users can create invoices and quotations, send them out and track their payments. For expense management, Tellow offers a top of the line solution which automatically processes, digitally stores and categorizes all user receipts. By linking their bank account, users can reconcile their transactions with ease.
Tellow has unique integrations with the Dutch tax authorities for both VAT and Income Tax, enabling users to automatically file their statements in a few clicks without leaving the app.
Tink
Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools.
A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe.
Tink, A Visa Solution, is a market-leading payment services and data enrichment platform, serving some of the world’s largest financial institutions. Tink provides payments, banking, and lending solutions that power the new world of finance – whether that’s initiating account-to-account payments, onboarding new users, making better risk decisions or creating engaging money management tools.
A wholly owned subsidiary of Visa, Tink was founded in Stockholm in 2012 as a pioneer of open banking. Today, Tink and Visa’s open banking solutions are present in 20 markets, with 13,000 connections to financial institutions. Tink enables its partners to offer data-driven experiences that help eliminate complexity for millions of consumers across the globe.
Vizypay
VizyPay is revolutionizing the payments industry by offering a credit card processing model that focuses on powerful payment solutions, real human customer support, and simple merchant services. VizyPay exists to level the playing field for small to mid-sized businesses to accept credit cards and achieve greater success.
Based in Waukee, Iowa, VizyPay provides payment technology solutions for businesses across the United States. We support retail and restaurant locations with physical terminals and POS integrations, online businesses with shopping cart capabilities, professional service businesses, and on-the-go merchants with mobile payments. Beyond that, we make our pricing model simple, easy to understand, and with full disclosure at every level.
Simple Pricing. Simple Decisions.
VizyPay is revolutionizing the payments industry by offering a credit card processing model that focuses on powerful payment solutions, real human customer support, and simple merchant services. VizyPay exists to level the playing field for small to mid-sized businesses to accept credit cards and achieve greater success.
Based in Waukee, Iowa, VizyPay provides payment technology solutions for businesses across the United States. We support retail and restaurant locations with physical terminals and POS integrations, online businesses with shopping cart capabilities, professional service businesses, and on-the-go merchants with mobile payments. Beyond that, we make our pricing model simple, easy to understand, and with full disclosure at every level.
Simple Pricing. Simple Decisions.
TNSPay
TNS is a global provider of Infrastructure-as-a-Service (IaaS) solutions to the financial, communications and payments markets. Established more than 30 years ago, its extensive portfolio of innovative, value-added services supports thousands of organizations across more than 60 countries to interact efficiently, conducting mission critical processes securely and adopt new technologies flexibly. TNS’ state-of-the-art, scalable, and secure communications solutions make TNS a leader in an increasingly connected world.
In 2021 TNS became a wholly owned subsidiary of Koch Equity Development LLC, the investment and acquisition arm of Koch Industries.
TNS is a global provider of Infrastructure-as-a-Service (IaaS) solutions to the financial, communications and payments markets. Established more than 30 years ago, its extensive portfolio of innovative, value-added services supports thousands of organizations across more than 60 countries to interact efficiently, conducting mission critical processes securely and adopt new technologies flexibly. TNS’ state-of-the-art, scalable, and secure communications solutions make TNS a leader in an increasingly connected world.
In 2021 TNS became a wholly owned subsidiary of Koch Equity Development LLC, the investment and acquisition arm of Koch Industries.
Optomany
Here at Optomany, we understand that a trusted partnership is the key to prosperity and growth. That’s why our goal is to provide high-quality and efficient solutions for all of our Partners.
That’s why we let you get on with what comes so naturally to you, and that is selling.
Whilst you’re busy out there selling solutions to your merchants, we’re here in the background providing you with the tools you need to succeed, from Android based mobile payment solutions to E-commerce platforms for some of the largest sporting clubs in the world.
Here at Optomany, we understand that a trusted partnership is the key to prosperity and growth. That’s why our goal is to provide high-quality and efficient solutions for all of our Partners.
That’s why we let you get on with what comes so naturally to you, and that is selling.
Whilst you’re busy out there selling solutions to your merchants, we’re here in the background providing you with the tools you need to succeed, from Android based mobile payment solutions to E-commerce platforms for some of the largest sporting clubs in the world.
NeonOne
The average small to midsize nonprofit uses three to five tools to manage their donors, volunteers, and communications. At Neon One, we envision a world where organizations have simple and connected tools to help them make real, lasting change in the world.
Neon One started in 2018 when four technology companies came together and decided there was an easier way for nonprofits to use technology to enable their mission – we belive that small to mid-sized nonprofits thrive when enabled with a platform designed to create magical generosity experiences.
Designed to grow with you, Neon One connects nonprofits with the technology and resources that empower them to build a community of generosity.
The average small to midsize nonprofit uses three to five tools to manage their donors, volunteers, and communications. At Neon One, we envision a world where organizations have simple and connected tools to help them make real, lasting change in the world.
Neon One started in 2018 when four technology companies came together and decided there was an easier way for nonprofits to use technology to enable their mission – we belive that small to mid-sized nonprofits thrive when enabled with a platform designed to create magical generosity experiences.
Designed to grow with you, Neon One connects nonprofits with the technology and resources that empower them to build a community of generosity.
Straumur
Straumur greiðslumiðlun hf. is a new subsidiary of Kviku Bank. Straumur was established due to Kviku's acquisition of a portfolio of sales agents from Valitor in connection with the merger of Rapyd and Valitor.
Straumur greiðslumiðlun hf. is a new subsidiary of Kviku Bank. Straumur was established due to Kviku's acquisition of a portfolio of sales agents from Valitor in connection with the merger of Rapyd and Valitor.
Smile and Pay
Smile&Pay's mission is to support professionals, merchants, and associations in launching and developing their activities. Established in Paris in October 2015, it is the French solution for card payment processing, accessible to everyone. All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved TPE). Transactions are secure, and professionals are protected.
In its 4 years of existence, Smile&Pay has processed over 200 million euros in transactions, with 100 million euros in the year 2019 alone. This impressive growth is a testament to our expertise in the field.
SMILE&PAY offers a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
Smile&Pay's mission is to support professionals, merchants, and associations in launching and developing their activities. Established in Paris in October 2015, it is the French solution for card payment processing, accessible to everyone. All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved TPE). Transactions are secure, and professionals are protected.
In its 4 years of existence, Smile&Pay has processed over 200 million euros in transactions, with 100 million euros in the year 2019 alone. This impressive growth is a testament to our expertise in the field.
SMILE&PAY offers a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
